Personal Finance

Workers' income tax and national insurance won't change in Budget, minister says

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Workers' income tax and national insurance 'won't change' in Budget, minister says

Citizens Advice says there is help out there if you have debt problems.

Citizens Advice says there is help out there if you have debt problems.

Citizens Advice offers support for coping with debt

British Gas have become the latest company to agree to the scheme in an attempt to take pressure off the National Grid

British Gas have become the latest company to agree to the scheme in an attempt to take pressure off the National Grid

British Gas customers could receive money back for signing up to this new scheme

The free course is being offered by Cambridgeshire County Council and will benefit anyone with worries about finances and the effect on their families.

The free course is being offered by Cambridgeshire County Council and will benefit anyone with worries about finances and the effect on their families.

Families struggling in cost-of-living crisis being offered free course

Financial expert Peter Sharkey says equity release is a great way to afford bucket list items during retirement

Financial expert Peter Sharkey says equity release is a great way to afford bucket list items during retirement

OPINION: Using equity release to achieve life goals

The Household Support Fund (HSF) has already helped over 35,000 people since launching last November.

The Household Support Fund (HSF) has already helped over 35,000 people since launching last November.

Household support fund extended for further five months

Equity Release offers a potential route back to normality, argues Peter Sharkey

Equity Release offers a potential route back to normality, argues Peter Sharkey

OPINION: Decimated pension? There’s a possible solution

Renegogiating monthly subscriptions and switching off energy-consuming devices could help you save money, says financial expert Peter Sharkey

Renegogiating monthly subscriptions and switching off energy-consuming devices could help you save money, says financial expert Peter Sharkey

OPINION: Switching on to switching off

Second-hand car prices have risen dramatically since the pandemic due to microchip shortages

Second-hand car prices have risen dramatically since the pandemic due to microchip shortages

OPINION: How to save money as used car values surge

Financial expert Peter Sharkey looks at rising energy bills including how much it will now cost to run a fridge-freezer

Financial expert Peter Sharkey looks at rising energy bills including how much it will now cost to run a fridge-freezer

OPINION: Look after the pennies...

Financial expert Peter Sharkey explains how you can pay off credit card in debt with equity release from smartER

Financial expert Peter Sharkey explains how you can pay off credit card in debt with equity release from smartER

OPINION: Consolidating debt? Consider the 'smartER' option

Financial expert Peter Sharkey explains how you could save on your car insurance

Financial expert Peter Sharkey explains how you could save on your car insurance

OPINION: How motorists can save £300+ on car insurance

Equity release has become a popular method for property owners aged 55+ to release tax-free funds from their property and effectively reduce future Inheritance Tax liability for their children

Equity release has become a popular method for property owners aged 55+ to release tax-free funds from their property and effectively reduce future Inheritance Tax liability for their children

How to avoid a 40pc tax on your home

Financial expert Peter Sharkey examines if it is worth investing in dividends from a number of high-performing companies

Financial expert Peter Sharkey examines if it is worth investing in dividends from a number of high-performing companies

OPINION: Are average dividend returns of 7pc worth pursuing?

Financial expert Peter Sharkey argues nuclear reactors could ensure the UK becomes self-sufficient in energy production by 2035

Financial expert Peter Sharkey argues nuclear reactors could ensure the UK becomes self-sufficient in energy production by 2035

OPINION: Dramatic action needed on UK fuel security

Not searching for alternative car and home insurance options is costing people hundreds of pounds a year

Not searching for alternative car and home insurance options is costing people hundreds of pounds a year

OPINION: Car insurance savings could reach £319

Financial expert Peter Sharkey argues that getting active about your finances can save you thousands

Financial expert Peter Sharkey argues that getting active about your finances can save you thousands

OPINION: Jettison inertia and save money

Financial expert Peter Sharkey says there are options for those wishing to get the most out of their home without draining their savings

Financial expert Peter Sharkey says there are options for those wishing to get the most out of their home without draining their savings

OPINION: Using equity release for home improvements

Financial expert Peter Sharkey discusses why a broker's advice can be invaluable for saving on mortgages and car insurance

Financial expert Peter Sharkey discusses why a broker's advice can be invaluable for saving on mortgages and car insurance

OPINION: Broker’s advice remains invaluable

St Bene't's Church is the oldest building in Cambridge

St Bene't's Church is the oldest building in Cambridge

OPINION: Cost of insuring Victorian homes surges by almost 12pc

Financial expert Peter Sharkey argues that newly-constructed properties offer opportunities for an immediate uplift in value.

Financial expert Peter Sharkey argues that newly-constructed properties offer opportunities for an immediate uplift in value.

OPINION: Property investment has never been an easy option

The Institute for Economic Affairs called the demographic changes highlighted in the census “an economic time bomb

The Institute for Economic Affairs called the demographic changes highlighted in the census “an economic time bomb

OPINION: Defusing the economic time bomb

Financial expert Peter Sharkey says you should make sure your home insurance policy covers accidental damage

Financial expert Peter Sharkey says you should make sure your home insurance policy covers accidental damage

OPINION: New wave of DIY expected as property values stall

Financial expert Peter Sharkey explains why your home might be at risk of under-insurance

Financial expert Peter Sharkey explains why your home might be at risk of under-insurance

OPINION: Homeowners risk being under-insured

Financial expert Peter Sharkey explores how motorists can save cash with Moneymapp.com

Financial expert Peter Sharkey explores how motorists can save cash with Moneymapp.com

OPINION: How 'under the cosh' motorists can save cash

Melanie Wicklen, CEO of Age UK Cambridgeshire and Peterborough, is urging people of state pension age in Cambridgeshire to put forward a claim for the household support fund.

Melanie Wicklen, CEO of Age UK Cambridgeshire and Peterborough, is urging people of state pension age in Cambridgeshire to put forward a claim for the household support fund.

Cambridgeshire County Council

Residents given cost of living lifeline thanks to support fund

Financial expert Peter Sharkey offers an easy way to save on your car insurance

Financial expert Peter Sharkey offers an easy way to save on your car insurance

OPINION: How to save £290 on your car insurance

The knowledge that your family will be looked after should something untoward happen is undoubtedly comforting, says financial expert Peter Sharkey

The knowledge that your family will be looked after should something untoward happen is undoubtedly comforting, says financial expert Peter Sharkey

OPINION: The price of happiness and contentment

Those living on fixed incomes, including pensioners, are facing a cost of living squeeze, says financial expert Peter Sharkey

Those living on fixed incomes, including pensioners, are facing a cost of living squeeze, says financial expert Peter Sharkey

OPINION: Inflationary pressure mounts

Financial expert Peter Sharkey argues that sorting out a self-invested personal pension could be an excellent Bank Holiday project to save you money

Financial expert Peter Sharkey argues that sorting out a self-invested personal pension could be an excellent Bank Holiday project to save you money

OPINION: A potentially profitable Bank Holiday plan

Increases in life expectancy will have implications for state-funded pension schemes, argues financial expert Peter Sharkey

Increases in life expectancy will have implications for state-funded pension schemes, argues financial expert Peter Sharkey

OPINION: Increased life expectancy requires better state pensions

Financial expert Peter Sharkey argues that a second property offers the opportunity for peaceful staycations rather than travel disruption

Financial expert Peter Sharkey argues that a second property offers the opportunity for peaceful staycations rather than travel disruption

OPINION: How staycations help you avoid travel bedlam

Financial expert Peter Sharkey explains why a simple domestic task like building a fence exposes global shortages and the cost of living

Financial expert Peter Sharkey explains why a simple domestic task like building a fence exposes global shortages and the cost of living

OPINION: Fence building highlights impact of global shortages

Financial expert Peter Sharkey explores why people have re-evaluated their attitude towards wealth during the past two years

Financial expert Peter Sharkey explores why people have re-evaluated their attitude towards wealth during the past two years

OPINION: Our post-pandemic attitude towards wealth

Financial expert Peter Sharkey outlines the six different types of pension savers and their investment priorities

Financial expert Peter Sharkey outlines the six different types of pension savers and their investment priorities

OPINION: The six types of investor

Older investors should be mindful of risk in their investment strategy and future planning, argues financial expert Peter Sharkey.

Older investors should be mindful of risk in their investment strategy and future planning, argues financial expert Peter Sharkey.

Three steps to avoid excess financial risk

With interest rates on the rise, financial expert Peter Sharkey says it is important to secure a low-cost mortgage while it is still possible

With interest rates on the rise, financial expert Peter Sharkey says it is important to secure a low-cost mortgage while it is still possible

OPINION: Secure a low-cost mortgage while you can

Increased life expectancy is something to be factored in when planning your retirement, argues financial expert Peter Sharkey

Increased life expectancy is something to be factored in when planning your retirement, argues financial expert Peter Sharkey

OPINION: Another conundrum for the middle aged

Financial expert Peter Sharkey explains why a proper pension plan is essential

Financial expert Peter Sharkey explains why a proper pension plan is essential

OPINION: Considering a good retirement

Make sure you are making the right comparisons for equity release, says financial expert Peter Sharkey

Make sure you are making the right comparisons for equity release, says financial expert Peter Sharkey

OPINION: How to save £3,800 a year

Financial expert Peter Sharkey explores how financial planning can help you achieve your life goals

Financial expert Peter Sharkey explores how financial planning can help you achieve your life goals

OPINION: Financial planning can help you achieve life goals

Financial expert Peter Sharkey argues that if property values plateau this year, we could see more private landlords

Financial expert Peter Sharkey argues that if property values plateau this year, we could see more private landlords

OPINION: Do the numbers still stack up for private landlords?

A new partnership between Lowell and the Centre for Social Justice aims to improve financial literacy

A new partnership between Lowell and the Centre for Social Justice aims to improve financial literacy

OPINION: Improving levels of financial literacy is essential

Financial expert Peter Sharkey discusses resolutions that might ensure next year's Blue Monday isn't quite so blue

Financial expert Peter Sharkey discusses resolutions that might ensure next year's Blue Monday isn't quite so blue

OPINION: How to maintain New Year's resolutions

Finance expert Peter Sharkey discusses the effects of inflation on retirement savings

Finance expert Peter Sharkey discusses the effects of inflation on retirement savings

OPINION: Do not underestimate inflation’s insidious effects

Finance expert Peter Sharkey explains how you can avoid Orwellian equity release scams

Finance expert Peter Sharkey explains how you can avoid Orwellian equity release scams

How to avoid Orwellian equity release scams

A report prepared by Blacktower Financial Management Group shows which areas have saved most for retirement, with Norwich in fifth place

A report prepared by Blacktower Financial Management Group shows which areas have saved most for retirement, with Norwich in fifth place

Opinion: Uncomfortable home truths about being retirement ready

Financial expert Peter Sharkey claims that it is necessary for younger people to start thinking about their retirement income now due to increasing life expectancy

Financial expert Peter Sharkey claims that it is necessary for younger people to start thinking about their retirement income now due to increasing life expectancy

Opinion: Shock tactics needed for retirement saving

A depleting workforce has an impact on the 'old age support ratio', which measures the ratio of the population deemed ‘economically inactive’ to those who are 'active'

A depleting workforce has an impact on the 'old age support ratio', which measures the ratio of the population deemed ‘economically inactive’ to those who are 'active'

Opinion: Is the pension ‘triple lock’ under threat?

Since March last year, the stock market index has risen by 42%, although it has yet to touch the peaks it achieved in both 2018 and 2019.

Since March last year, the stock market index has risen by 42%, although it has yet to touch the peaks it achieved in both 2018 and 2019.

How to tackle the quandary over retirement income

Arabica coffee beans reached a four-year high in May, which will have an impact upon cafes and restaurants across the land.

Arabica coffee beans reached a four-year high in May, which will have an impact upon cafes and restaurants across the land.

Opinion: However temporary, inflation hurts

Shifting demographics could mean a rise in inflation, says finance expert Peter Sharkey

Shifting demographics could mean a rise in inflation, says finance expert Peter Sharkey

Opinion: Investors and savers beware as inflation could soar